GCB
GCB Bank Ltd
Ghana Commercial Bank Ltd
OverviewAbout GCB Bank Ltd
GCB Bank is Ghana's largest indigenous bank and one of the oldest financial institutions in the country, established in 1953. The Government of Ghana holds a majority stake, making GCB the only government-majority-owned publicly listed bank in Ghana. GCB operates the widest branch and ATM network in the country with over 180 branches across all regions.
Fixed DepositsRate Schedule
30 Days
18.5%
60 Days
20.0%
90 Days
21.5%
180 Days
22.8%
1 Year
24.0%
Minimum Investment: GHS 1,000. Rates are indicative and may vary based on amount, tenure and relationship status. Always confirm with the bank before investing.
SavingsSavings Products
High-Yield Savings
GCB Premium Save
Designed for customers who want above-standard interest on their savings without locking in funds.
No maintenance fees
Quarterly interest payments
Mobile and internet banking access
GDPC deposit protection
Min. balance: GHS 200
PackagesInvestment Plans
Entry Level
GCB Starter
18.5%
p.a. indicative
Min. Investment
GHS 1,000
Tenor
30–90 days
Payout
At Maturity
Rollover
Auto / Manual
Most Popular
GCB Premier
22.5%
p.a. indicative
Min. Investment
GHS 10,000
Tenor
91–182 days
Payout
Monthly / Maturity
Rollover
Auto
High Value
GCB Pinnacle
24.0%
p.a. indicative
Min. Investment
GHS 100,000
Tenor
182–365 days
Payout
Monthly
Rollover
Auto
SafetyDeposit Protection
GDPC Coverage: Yes — up to GHS 50,000 per depositor
License: Universal Banking License — Bank of Ghana
GSE Listed: Yes — ticker: GCB
All deposits at licensed Ghanaian banks are covered by the Ghana Deposit Protection Corporation (GDPC) up to GHS 50,000 per depositor. For amounts above this, consider spreading across multiple banks.
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Disclaimer: All rates and figures on this page are indicative and for educational purposes only. Always verify current rates directly with GCB Bank Ltd before investing. InvestGH is not affiliated with or endorsed by any bank featured on this platform. InvestGH is not regulated by the Bank of Ghana or SEC Ghana.