CalBank Fixed Income Fund

CalBank Asset Management Ltd — a subsidiary of CAL Bank Ghana

Indicative NAV

₵1.0920

1Y Return

21.8%

Min. Investment

₵250

AUM

₵290M

OverviewFund Details

Fixed Income Risk: Low SEC Ghana Regulated

The CalBank Fixed Income Fund aims to generate a stable and predictable income stream for investors by investing primarily in Government of Ghana (GoG) bonds, Treasury Bills, and selected investment-grade corporate fixed income instruments.

Fund ManagerAbout CalBank Asset Management

CalBank Asset Management Ltd is the investment management arm of CAL Bank Ghana (Capital and Life Bank). CAL Bank is a publicly listed bank on the Ghana Stock Exchange (ticker: CAL), established in 1990.

Website: calbank.net

Key FactsFund Snapshot

Fund Name	CalBank Fixed Income Fund
Manager	CalBank Asset Management
Fund Type	Fixed Income
Risk Rating	Low
Indicative NAV per Unit	₵1.0920 (indicative)
NAV Note	NAV per unit is indicative as of the most recent valuation date.
1Y Return (indicative)	21.8%
AUM (indicative)	₵290M
Minimum Investment	₵250
Redemption Period	T+1 to T+2 business days.
Distribution Policy	Quarterly cash income distributions to unitholders. Reinvestment option available.

FeesFee Structure

Management Fee	Up to 1.50% p.a. of AUM
Trustee Fee	Up to 0.30% p.a.
Entry Load	Nil
Exit Load	Nil

Fees are deducted from the fund before NAV is calculated. Actual fees may vary — confirm with the fund manager.

RegulationRegulatory Status

Regulated by the Securities and Exchange Commission Ghana (SEC Ghana) under Act 929.

Fund assets are held by an independent trustee and are legally separate from the fund manager's own assets — protecting investors in the event of manager insolvency.

How to InvestStep-by-Step Guide

1

Visit any CAL Bank Ghana branch or the CalBank Asset Management office in Accra.
2

Request the mutual fund application form and complete all KYC fields.
3

Transfer minimum ₵250 to the fund designated account.
4

Units allocated at the next business day's NAV.
5

Receive quarterly income distributions and statements by email.

Note on Rates: Rates are indicative. Contact CalBank Asset Management for current rates.

← Back to All Mutual Funds

Disclaimer: All data on this page is indicative and for educational purposes only. NAV, AUM and return figures are not real-time and may be outdated. This is not financial advice. Past performance does not guarantee future results. Always verify current rates and fund details directly with the fund manager before investing. All mutual funds regulated by SEC Ghana under Act 929. InvestGH is not regulated by SEC Ghana or the Bank of Ghana.