The SEM Premium Balanced Fund targets medium-term capital growth and income by maintaining a balanced allocation between equity securities listed on the Ghana Stock Exchange and fixed income instruments (government bonds and T-bills). The target equity/fixed-income split is typically 50%/50%, adjusted based on market conditions.
SEM Capital Management Ltd is a Ghanaian-owned fund management company licensed by SEC Ghana. It manages mutual funds and discretionary investment mandates for individuals and institutional clients.
| Fund Name | SEM Premium Balanced Fund |
| Manager | SEM Capital Management |
| Fund Type | Balanced |
| Risk Rating | Medium |
| Indicative NAV per Unit | ₵1.6320 (indicative) |
| NAV Note | NAV per unit is indicative as of the most recent valuation date. |
| 1Y Return (indicative) | 20.5% |
| AUM (indicative) | ₵210M |
| Minimum Investment | ₵300 |
| Redemption Period | T+2 to T+3 business days. |
| Distribution Policy | Semi-annual income distributions where declared. Growth units reinvest automatically. |
| Management Fee | Up to 2.00% p.a. of AUM |
| Trustee Fee | Up to 0.35% p.a. of AUM |
| Entry Load | Nil to 0.50% |
| Exit Load | Nil after 12 months |
Fees are deducted from the fund before NAV is calculated. Actual fees may vary — confirm with the fund manager.
Regulated by the Securities and Exchange Commission Ghana (SEC Ghana) under Act 929.
Fund assets are held by an independent trustee and are legally separate from the fund manager's own assets — protecting investors in the event of manager insolvency.